Bigger. Bolder. Better.

It’s time for a re-introduction: We’re Gore Mutual. Bigger ambition. Bolder business. Better experience.

Everything you need to win with Gore Mutual

From enhanced products to deep investments in our people, services and technology, we’ve created a truly better experience. Let’s grow our personal property business together!


More expertise. More offices. More appetite – and we’re ready to keep growing.

  • Ambitions to become a national carrier
  • 600+ employees and growing
  • 3 flagship offices: Cambridge, Vancouver and Toronto
  • Underwriting, billing and technical expertise via our new National Operations Centre
  • Bigger appetite for high-value homes ($2–3.5 million)
  • Business Development Managers help grow your customer base
  • Broker Enablement Specialists make it easier for you to serve your customers


Enhanced products. Higher binding authority. More discounts and savings to help you win.

  • Increased broker authority to quote, bind and issue personal property policies up to $2 million via straight-through processing
  • Personalized, competitive ratings for personal property when customers consent to sharing their credit score
  • Multi-line savings (Ontario): up to 25% (Homeowners policies); up to 10% (Seasonal Homeowners policies)
  • Even greater savings for mortgage-free customers
  • VIP endorsement for high-value items: electronics, jewelry, collections and more
  • Broader eligibility from water damage with Water Escape and Water Escape Plus
  • Seasonal rental endorsement available, even for Airbnb or Vrbo
  • Additional or increased coverage limits available


Leading technology. Enhanced service. Improved claims experience for you and your customers.

  • Straight-through processing: quote and bind in minutes, issue same-day customer documents and get real-time access to pricing
  • Automated billing: equalized payments and easy-to-understand customer statements
  • Under 90 seconds to answer your calls to our National Operations Centre; call-back options for longer hold times
  • Access to claims info in Guidewire plus your customers benefit from faster estimates, repairs and claims resolution
  • Easier claims submissions: via email or call 1-844-974-GORE (4673)
  • Customers can choose own vendors or go through our Claims Network
  • Mobile Response Team: guiding you and your customers through a natural disaster

Get to know our personal property offering

Check out our full personal property offering, or review our home, condo, tenants and seasonal products.

What we’re writing

Get all the details about our personal property products through the links below.


Coverage for houses, plus optional add-ons for even more protection


Coverage for condominium units, plus optional add-ons for even more protection


Coverage for tenants and their belongings, plus optional add-ons for even more protection


Coverage for seasonal homes, plus optional add-ons for even more protection

We’ve evolved to serve you better

We are one of Canada’s first property and casualty insurers. Join us as our journey continues to the future: to become a national, digitally led modern mutual to better serve you and your customers.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions. Licensed brokers should refer to the Personal Property Underwriting overview for complete details and interested customers should contact their insurance broker for complete details or if they would like to learn more.