Earthquake coverage

Protect your home and belongings for damage caused by an earthquake

Most home, condo, tenant and seasonal insurance policies don’t cover loss or damage caused by earthquake

You need to purchase additional coverage to protect your home from earthquake damage.

What Earthquake Insurance Covers

Adding an earthquake endorsement extends your insurance policy to cover loss or damage caused by an earthquake.

Homeowners

Building—The home and other structures on your property such as a shed, gazebo or detached garage.

Contents—Belongings such as clothes, furniture, and appliances.

Additional living expenses—for temporary accommodations if your need to leave your home to ensure your safety after a covered claim, or if you are under a mandatory evacuation order.

Condo

Unit—the unit and upgrades made such as flooring and cabinetry.

Contents—Belongings such as clothes, furniture and appliances.

Additional living expenses—for temporary accommodations if you need to leave your home to ensure your safety, or if you are under a mandatory evacuation order.

Loss Assessment—Coverage for your portion of the condo corporation’s insurance deductible in the event of a covered claim.

Tenants

Contents—Belongings such as clothes and furniture.

Additional living expenses—for temporary accommodations if you need to leave your home to ensure your safety, or if you are under a mandatory evacuation order.

Learn more about earthquake

Visit these websites for resources on earthquakes, earthquake damage and what you can do to protect your home.

Go to the Insurance Bureau of Canada (IBC)

Go to The Institute for Catastrophic Loss Reduction (ICLR)

Go to the Government of Canada

Get helpful information about emergency preparedness

Learn more about emergency preparedness from The Insurance Bureau of Canada. Go to www.ibc.ca.

Get helpful tips from the Government of Canada. Go to www.getprepared.gc.ca.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions. Please contact your insurance broker for complete details or if you would like to learn more.